The loan level files show the borrowers information on a monthly basis.
Sometimes this shows that the borrowers payments are current.
Additional information shown is the servicing fee and sometimes the master servicing fee and/or trustee fee.
These are typically available going back two years and sometimes back to the first distribution date.
You will need to know the name of the trust your loan was allegedly pooled into in order to purchase this product.
This product is typically a dump of the loans in a pool. They are produced on a monthly basis to the investors who purchased certificates from a trust (YOU provide the name of the specific trust). If the loan level files for the specified trust cannot be located your money will be refunded.
