The monthly certificate-holder statements are sent to the investors and ratings agencies on a monthly basis reporting the accounting associated with the monthly distribution.
This includes principal and interest for each Class of certificates (tranche) as well as any applicable losses to any Class of Certificates.
Other information can include principal and/or interest advances, insurance payments, credit default swap payments, servicing fees, trustee fees, repurchases, substitutions, etc.
Typically these files also include a listing of all loans in foreclosure, bankruptcy or REO status. More recently these statements can sometimes include lists of loans that have been modified using HAMP.
These statements are typically available going back to the first distribution.
You will need to know the name of the trust your loan was allegedly pooled into in order to purchase this product.
